Luxury Asset Bridging Loans: Frequently Asked Questions

You may have considered a luxury asset bridging loan as a solution to your funding requirements. So we have put together some of our most frequently asked questions to help you understand how they work.

What is your maximum Loan-to-Value (LTV)?

We lend up to 70% of the value of the item.

Minimum and maximum loan amount?

£1,000 to £1,000,000

How long is the loan for?

1 - 6 months, if the loan is being used for personal reasons. We can consider a longer term if the loan is being used for business purposes.

What items can be used?

Examples of items we can use as security include, but are not limited to:

- Watches

- Jewellery

- Diamonds

- Fine Wine

- Fine Art

- Share portfolios

- Property

I have poor credit history, can I still be considered?

Yes, we do not consider credit history on luxury asset bridging loans.

How quickly does it take to get a loan?

It typically takes around 24 - 48 hours from enquiry to receiving funds in your account.

What could I use a luxury asset loan for?

You can use the money from a luxury asset bridging loan for many reasons, but we have helped clients most commonly to:

- Pay a tax bill

- Raise funds towards a property purchase

- Refurbish a property

What happens to my items?

Your items are kept in our own fully insured storage facility and are returned when the loan is fully redeemed. We ensure that the items are stored correctly and safely, so that they do not become damaged.

Are my items insured?

Yes, your items are insured for their full value whilst they are kept in storage with us.

If you have any questions about our luxury asset bridging loans that we have not included on this list, then feel free to get in contact with our team and we will be happy to answer them for you.